ZIP 27847 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 27847 in Bertie County, North Carolina comes in at 30, a moderate composite-distress reading. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (61/100), flood (NFIP) exposure (61/100). Property-level stress concentrates in institutional ownership (77/100), structural risk (65/100), construction/permit lag (56/100). By contrast, mortgage stress (32/100) register low. Structural risk reads 65/100 against active distress of 10/100.

The market reads peak — home values rose 2.8% year on year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 1,026 with a median age of 42. 68% of housing is owner-occupied. A median home runs $64,800 here, or 1.8 times local income. There are about 526 housing units across 27847. Vacancy runs 7.5%. Rent burden reaches 22% of tenant households. At $32,986, median income runs below typical U.S. levels. About 17% have a four-year degree. The poverty rate is 19.8% — high, a tax-stress and distress correlate. On demographic stress specifically, 27847 scores 25/100.

Net-net, 27847 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 27847 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 27847 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 27847, the field stays empty rather than modeled, and fills in as new documents post.

27847's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 27847 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.