ZIP 27957 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 27957 in Bertie County, North Carolina comes in at 30, a moderate composite-distress reading. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (61/100), flood (NFIP) exposure (61/100). Its heaviest discrete signals: institutional ownership (77/100), structural risk (65/100), construction/permit lag (56/100). On the quiet end sit mortgage stress (32/100). Latent structural risk is 65/100 while live distress already moving reads 10/100.

The peak-phase market in 27957 posted values that rose 2.8% over the year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,017 residents call 27957 home, typically aged 64. 76% of housing is owner-occupied. Vacancy runs 30.5%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 870 housing units. At $37,279, median income runs below typical U.S. levels. Roughly 16.2% live below the poverty line. Home values center near $140,100, an affordability ratio of 3.1× — accessible. About 38% have a four-year degree. Around 76% of renters are cost-burdened. The demographic-stress sub-score lands at 36/100.

On the whole, 27957 leans distressed, with opportunity clustered in specific stressed parcels. 27957 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 27957 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 27957 stays directly comparable to neighboring ZIPs and the rest of Bertie County, North Carolina. Where the public record is thin for 27957, the field stays empty rather than modeled, and fills in as new documents post.

The 30/100 figure for 27957 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 27957 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.