ZIP 28431 Property Distress & Foreclosure Data

DLRadar grades ZIP 28431 (Columbus County, North Carolina) at a low 28/100 for overall property distress. Structural exposure scores 61 and live distress 8 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (88/100), FEMA disaster exposure (88/100), climate & FEMA risk (84/100)). Property-level stress concentrates in institutional ownership (67/100), structural risk (61/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100).

The expansion-phase market in 28431 posted values that rose 5.5% over the year, and 51% higher over three years, at 30/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 16.8%, above the national norm and a classic distress-and-opportunity signal. Roughly 36.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 3,279 housing units across 28431. About 10% have a four-year degree. A median home runs $136,000 here, or 2.8 times local income. Households earn a median $32,244 — below the roughly $78,000 national figure. The tenure split is 65% owner-occupied to 35% rented. Rent burden reaches 43% of tenant households. Population is roughly 6,104 with a median age of 50. On demographic stress specifically, 28431 scores 37/100.

On the whole, 28431 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.