ZIP 28430 Property Distress & Foreclosure Data

In Columbus County, North Carolina, ZIP 28430 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (67/100), structural risk (61/100), mortgage stress (26/100). By contrast, mortgage stress (26/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), FEMA disaster exposure (88/100), climate & FEMA risk (84/100). The latent-versus-live split is 61/100 structural and 8/100 already moving.

The market reads expansion — home values rose 5.5% year on year (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $66,786, below the U.S. median near $78,000. Home values center near $180,600, an affordability ratio of 1.8× — accessible. 10.1% of residents fall below the poverty threshold. The ZIP holds roughly 899 housing units. Around 31% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 27/100. Educational attainment sits at 10% bachelor's-or-above. About 1,678 people live here, median age 44. The vacancy rate is 19.6% — elevated. Owners hold 62% of homes, renters 38%.

Net-net, 28430 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.