ZIP 28430 Foreclosure, Tax-Lien & Distress Report

In Columbus County, North Carolina, ZIP 28430 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Property-level stress concentrates in institutional ownership (65/100), structural risk (62/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100) and construction/permit lag (11/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (84/100), FEMA disaster exposure (84/100). On the structural side it scores 62/100, with 8/100 of stress already active.

The market reads peak — home values rose 2.8% year on year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $66,786, below the U.S. median near $78,000. A median home runs $180,600 here, or 1.8 times local income. Roughly 10.1% live below the poverty line. There are about 899 housing units across 28430. Rent burden reaches 31% of tenant households. DLRadar's demographic-stress index for the area reads 27/100. Educational attainment sits at 10% bachelor's-or-above. 1,678 residents call 28430 home, typically aged 44. Vacancy runs 19.6%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 62% owner-occupied to 38% rented.

On the whole, 28430 leans distressed, with opportunity clustered in specific stressed parcels. While 28430 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 28430's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 28430, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

28430's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 28430 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.