ZIP 28423 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 28423 (Columbus County, North Carolina) returns a moderate composite of 30/100. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (84/100), FEMA disaster exposure (84/100). Latent structural risk is 65/100 while live distress already moving reads 8/100. The most distinctive pressure shows up in institutional ownership (65/100), structural risk (65/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100) and construction/permit lag (19/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 7% have a four-year degree. Roughly 10.8% live below the poverty line. A median home runs $134,100 here, or 2.6 times local income. Rent burden reaches 36% of tenant households. There are about 964 housing units across 28423. About 2,477 people live here, median age 43. Households earn a median $45,556 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 29/100. Vacancy runs 15.1%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 85% owner-occupied to 15% rented.

On the whole, 28423 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 28423 at the moment; the composite and its components are still built from verifiable public records.

Whether 28423 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28423 can be compared directly against any other ZIP in Columbus County, North Carolina or nationwide. Sparse data for 28423 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 28423 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. Practically, 28423 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.