ZIP 28420 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 28420 (Brunswick County, North Carolina) at a moderate 35/100 for overall property distress. The latent-versus-live split is 78/100 structural and 9/100 already moving. The most distinctive pressure shows up in structural risk (78/100), institutional ownership (71/100), construction/permit lag (46/100). mortgage stress (32/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (95/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (93/100).

The peak-phase market in 28420 posted values that rose 3.5% over the year, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $198,100, an affordability ratio of 4.0×. The tenure split is 72% owner-occupied to 28% rented. 2,697 residents call 28420 home, typically aged 46. There are about 1,513 housing units across 28420. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 28420 scores 32/100. Vacancy runs 29.7%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 24% of tenant households. Around 13% of adults hold a bachelor's degree or higher. Median household income is $51,324, below the U.S. median near $78,000.

On the whole, 28420 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 28420 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 28420 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28420 can be compared directly against any other ZIP in Brunswick County, North Carolina or nationwide. Sparse data for 28420 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 28420's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 28420 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.