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ZIP 28455 Foreclosure, Tax-Lien & Distress Report

Columbus County, North Carolina · Affordable market

Scored purely from public records, 28455 (Columbus County, North Carolina) returns a low composite of 29/100. The latent-versus-live split is 62/100 structural and 8/100 already moving. The pressure is most legible in institutional ownership (65/100), structural risk (62/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100) and construction/permit lag (11/100). Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (84/100), FEMA disaster exposure (84/100).

The market reads peak — home values rose 2.8% year on year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $117,800 (1.5× income, relatively affordable). Median household income is $52,805, below the U.S. median near $78,000. 2,021 residents call 28455 home, typically aged 42. Around 48% of renters are cost-burdened. The ZIP holds roughly 901 housing units. 19.8% of residents fall below the poverty threshold. The vacancy rate is 10.2%. Educational attainment sits at 9% bachelor's-or-above. Owners hold 68% of homes, renters 32%. The demographic-stress sub-score lands at 29/100.

On balance 28455 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 28455's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 28455, the field stays empty rather than modeled, and fills in as new documents post.

28455's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 28455 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

29/100
Composite stress
62/100
Structural risk
8/100
Distress activity

ZIP 28455 distress signals, scored

Foreclosure activity0
Mortgage stress26
Climate / FEMA risk84
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 28455 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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The full 28455 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic scoring, sourced entirely from public data · methodology

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