ZIP 28438 Foreclosure, Tax-Lien & Distress Report
Columbus County, North Carolina · High Vacancy market
DLRadar grades ZIP 28438 (Columbus County, North Carolina) at a moderate 30/100 for overall property distress. Property-level stress concentrates in institutional ownership (65/100), structural risk (65/100), mortgage stress (26/100). mortgage stress (26/100) and construction/permit lag (21/100) stay muted. Structural risk reads 65/100 against active distress of 8/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (84/100), FEMA disaster exposure (84/100).
The peak-phase market in 28438 posted values that rose 2.8% over the year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $55,605 — below the roughly $78,000 national figure. Roughly 20.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. DLRadar's demographic-stress index for the area reads 35/100. Around 39% of renters are cost-burdened. 75% of housing is owner-occupied. Around 6% of adults hold a bachelor's degree or higher. A median home runs $160,800 here, or 3.2 times local income. There are about 744 housing units across 28438. Population is roughly 1,706 with a median age of 42. The vacancy rate is 23.1% — elevated.
Taken together, 28438 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 28438 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28438 can be compared directly against any other ZIP in Columbus County, North Carolina or nationwide. Sparse data for 28438 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 30/100 figure for 28438 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 28438 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 28438
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
28438 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 28438, the same set carried on every parcel.
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Unlock parcel-level detail for ZIP 28438
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Each signal above is traceable to an open dataset · methodology