ZIP 28442 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 28442 in Columbus County, North Carolina comes in at 29, a low composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (91/100), FEMA disaster exposure (88/100), climate & FEMA risk (84/100)). Leading the profile are structural risk (64/100), institutional ownership (63/100), mortgage stress (26/100). By contrast, mortgage stress (26/100) and construction/permit lag (15/100) register low. Latent structural risk is 64/100 while live distress already moving reads 8/100.

Prices here sit in a peak phase: values rose 2.8% over the trailing year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

96% of housing is owner-occupied. Home values center near $98,900, an affordability ratio of 1.9× — accessible. The poverty rate is 16.9% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 21/100. About 1,134 people live here, median age 53. At $58,141, median income runs below typical U.S. levels. There are about 818 housing units across 28442. Rent burden reaches 0% of tenant households. The vacancy rate is 31.0% — elevated. About 22% have a four-year degree.

Taken together, 28442 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 28442 runs through one identical scoring model, so its 29/100 sits on the same scale as every other ZIP in Columbus County, North Carolina and the nation. Nothing here is interpolated — where a source is thin for 28442, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 28442's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 28442 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.