ZIP 28463 Property Distress & Foreclosure Data

DLRadar grades ZIP 28463 (Columbus County, North Carolina) at a low 28/100 for overall property distress. Property-level stress concentrates in institutional ownership (67/100), structural risk (61/100), mortgage stress (26/100). By contrast, mortgage stress (26/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), FEMA disaster exposure (88/100), climate & FEMA risk (84/100). The latent-versus-live split is 61/100 structural and 8/100 already moving.

The market reads expansion — home values rose 5.5% year on year, and 27% higher over three years (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 21.8% — elevated. 23.0% of residents fall below the poverty threshold. Median household income is $38,671, below the U.S. median near $78,000. Around 40% of renters are cost-burdened. Educational attainment sits at 15% bachelor's-or-above. Owners hold 73% of homes, renters 27%. DLRadar's demographic-stress index for the area reads 34/100. About 7,023 people live here, median age 46. Home values center near $164,000, an affordability ratio of 3.1× — accessible. The ZIP holds roughly 3,246 housing units.

Net-net, 28463 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.