ZIP 28439 Property Distress & Foreclosure Data

ZIP code 28439 in Columbus County, North Carolina carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), FEMA disaster exposure (88/100), climate & FEMA risk (84/100). What sets it apart are the readings on institutional ownership (67/100), structural risk (61/100), mortgage stress (26/100). By contrast, mortgage stress (26/100) register low. Structural exposure scores 61 and live distress 8 on the 0–100 scale.

The market reads expansion — home values rose 5.5% year on year, at 30/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,171 people live here, median age 45. There are about 642 housing units across 28439. Home values center near $112,700, an affordability ratio of 3.6× — accessible. Owners hold 65% of homes, renters 35%. DLRadar's demographic-stress index for the area reads 48/100. Vacancy runs 31.9%, above the national norm and a classic distress-and-opportunity signal. 36.3% of residents fall below the poverty threshold. Rent burden reaches 93% of tenant households. Educational attainment sits at 15% bachelor's-or-above. Median household income is $28,875, below the U.S. median near $78,000.

Net-net, 28439 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.