ZIP 28439 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 28439 (Columbus County, North Carolina) at a low 29/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (84/100), FEMA disaster exposure (84/100)). The most distinctive pressure shows up in institutional ownership (65/100), structural risk (62/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100) and construction/permit lag (11/100). Latent structural risk is 62/100 while live distress already moving reads 8/100.

The peak-phase market in 28439 posted values that rose 2.8% over the year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

Population is roughly 1,171 with a median age of 45. The ZIP holds roughly 642 housing units. The typical home is worth about $112,700 (3.6× income, relatively affordable). The tenure split is 65% owner-occupied to 35% rented. The demographic-stress sub-score lands at 48/100. The vacancy rate is 31.9% — elevated. 36.3% of residents fall below the poverty threshold. Around 93% of renters are cost-burdened. Educational attainment sits at 15% bachelor's-or-above. At $28,875, median income runs below typical U.S. levels.

On the whole, 28439 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 28439 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 28439's 29/100 can be lined up against any neighbor in Columbus County, North Carolina or any ZIP coast to coast. 28439 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 28439 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. For a buyer, 28439 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.