Columbus County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Columbus County, NC distress report, 2026: 16 ZIPs scored in Columbus, NC, Columbus, NC average 30/100; the top Columbus, NC ZIP is 28320 at 36/100; Columbus, NC market phase peak, Columbus, NC prices +2.8% year over year.
- Columbus, NC ranks #2,109 nationally (opportunity index); Columbus, NC #91 in North Carolina; Columbus, NC index 27.3.
- Columbus, NC: no CFPB county sample; Columbus, NC non-metro area reading 1.3%.
- Columbus, NC ZIP phases: 16 peak.
- Columbus, NC residential listings tracked: 16 across 14 ZIPs; Columbus, NC candidate listings 7.
- Columbus, NC HUD assisted properties: 6 with 143 units.
- Columbus, NC lenders on watch: 3; largest Columbus, NC footprint Truist Bank (2 branches).
- Columbus, NC most distressed ZIP: 28320 at 36/100.
Columbus, NC figures: DLRadar distress index; Columbus, NC inputs: CFPB, FHFA, HUD, FDIC; Columbus, NC rebuilt as sources refresh.
| Rank | Columbus, NC ZIP | Score |
|---|---|---|
| 1 | 28320 | 36/100 |
| 2 | 28433 | 35/100 |
| 3 | 28456 | 32/100 |
| 4 | 28423 | 29/100 |
| 5 | 28424 | 29/100 |
| 6 | 28430 | 29/100 |
| 7 | 28431 | 29/100 |
| 8 | 28432 | 29/100 |
| 9 | 28436 | 29/100 |
| 10 | 28438 | 29/100 |
| 11 | 28439 | 29/100 |
| 12 | 28442 | 29/100 |
Most distressed Columbus, NC ZIPs (0-100, 2026)
Mortgage delinquency around Columbus, NC
No CFPB county sample covers Columbus, NC; the non-metro area reading for Columbus, NC: 1.3% ninety-plus; Columbus, NC area thirty-to-eighty-nine 3.4% (December 2025, Columbus, NC); North Carolina overall 0.9%.
Opportunity index: Columbus, NC
Columbus, NC index 27.3, Columbus, NC phase weak; Columbus, NC primary driver vacancy, Columbus, NC second driver bank institutional. Columbus, NC components: property stress 23.2, foreclosure pressure 22.7, listing discounts 19.2, bank stress 45.0, insurance 0.0; Columbus, NC pulse 30.0; Columbus, NC capital opportunity 23.3; Columbus, NC seven-day change -0.5%.
ZIP market phases inside Columbus, NC
16 Columbus, NC ZIPs carry a price-cycle phase; Columbus, NC ZIPs by phase (Columbus, NC), deepest drawdown first: peak, +2.8% YoY (Columbus, NC): 28320, 28423, 28424, 28430, Columbus, NC 28431, 28432, 28433, 28436, Columbus, NC 28438, 28439, 28442, 28450, Columbus, NC 28455, 28463, 28472; peak, +2.9% YoY (Columbus, NC): 28456.
Residential listings by Columbus, NC ZIP
Columbus, NC ZIPs with the most tracked Columbus, NC residential listings: 28472 6 listings, 3 candidates, bank pressure 55; 28463 4 listings, 0 candidates, bank pressure 55; 28431 2 listings, 2 candidates, bank pressure 55; 28442 2 listings, 2 candidates, bank pressure 55 (Columbus, NC); 28456 2 listings, 0 candidates, bank pressure 57; 28423 0 listings, 0 candidates, bank pressure 56; 28424 0 listings, 0 candidates, bank pressure 55; 28430 0 listings, 0 candidates, bank pressure 55. Columbus, NC totals: 16 listings; Columbus, NC candidates 7; active ZIPs 2.
HUD assisted housing in Columbus, NC
6 assisted properties with 143 units sit in Columbus, NC; largest Columbus, NC properties: Thompson Estates (Whiteville) 36 units, 36 assisted; Madison Hill Apartments (Whiteville) 35 units, 35 assisted; Beautiful Light Inn (Whiteville) 30 units, 29 assisted in Columbus, NC; Sandy Ridge Apartments (Whiteville) 26 units, 26 assisted; Cac Of Columbus Co. (Chadbourn) 10 units, 10 assisted; Goremont (Tabor City) 6 units, 6 assisted.
Lenders with branches in Columbus, NC
Columbus, NC lenders by branch count: Truist Bank (Columbus, NC): stress 62, 2 branches low in Columbus, NC; First Bank (Columbus, NC): stress 47, 2 branches low in Columbus, NC; First-Citizens Bank&Trust Co (Columbus, NC): stress 71, 1 branch low in Columbus, NC.
Vacancy and permits, Columbus, NC
3,515 of 23,563 Columbus, NC housing units are vacant; Columbus, NC permits, twelve months: 0 multifamily units in Columbus, NC, 54 one-to-four unit units.
Work Columbus, NC at the parcel level
Every Columbus, NC parcel carries owner and address; every Columbus, NC parcel carries APN; Columbus, NC distress scores sit on the Columbus, NC live board.
Columbus, NC figures refresh with each source.
Columbus, NC questions
Most distressed ZIP code in Columbus County, NC?
ZIP 28320 leads Columbus, NC at 36/100; next in Columbus, NC: 28433 at 35/100; the Columbus, NC average is 30/100.
Where does Columbus County, NC rank for investment opportunity?
Columbus, NC is #2,109 among all ranked counties, #91 in North Carolina; the Columbus, NC driver is vacancy; Columbus, NC moved up 186 places.
How many mortgages are delinquent in Columbus County, NC?
Columbus, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Columbus, NC.
Which banks lend in Columbus County, NC?
3 watched lenders hold Columbus, NC branches; the largest Columbus, NC footprints are Truist Bank (2), First Bank (2), First-Citizens Bank&Trust Co (1).
More on Columbus, NC
Columbus County, NC distress report: public-record figures for Columbus, NC; not legal advice for Columbus, NC; not tax or investment advice; verify every Columbus, NC record before acting.