Columbus County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Columbus County, North Carolina? DLRadar grades every Columbus County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 36/100. Here is the 2026 Columbus County breakdown.
- Columbus County's most distressed ZIP is 28320 at 36/100.
- 16 ZIP codes tracked in Columbus County, averaging 30/100 distress.
- Columbus County reads peak — home values up 2.8% year over year.
- Vacancy runs 22.4% across Columbus County's tracked ZIPs, with a 18.6% poverty rate.
- The typical Columbus County home is worth about $148,381 against a ~$49,953 median income.
- Lending headwind in Columbus County sits at 25/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28320 | 36/100 |
| 2 | 28433 | 35/100 |
| 3 | 28456 | 33/100 |
| 4 | 28423 | 30/100 |
| 5 | 28438 | 30/100 |
| 6 | 28424 | 29/100 |
| 7 | 28430 | 29/100 |
| 8 | 28431 | 29/100 |
| 9 | 28432 | 29/100 |
| 10 | 28436 | 29/100 |
| 11 | 28439 | 29/100 |
| 12 | 28442 | 29/100 |
Most distressed ZIP codes in Columbus County (composite distress 0-100, 2026)
What is driving Columbus County distress
Nothing here is estimated: Columbus County is scored from filings alone, and its ZIPs average 30/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Columbus County market phase and pricing
The cycle in Columbus County is peak, with values up 2.8% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Columbus County
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Questions about this county
What is the most distressed ZIP code in Columbus County, NC?
ZIP 28320 leads Columbus County at 36/100, recomputed monthly from public records.
What stage of the price cycle is Columbus County at?
Columbus County currently sits in peak, with values up 2.8% year on year, based on FHFA price-index trajectory.
How is the Columbus County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 16 Columbus County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Columbus County ZIP codes?
A county average hides the spread. Across the Columbus County ZIPs DLRadar ranks, scores run from 36/100 in 28320 down to 29/100 in 28442, against a Columbus County average of 30/100. The 7-point range is the argument for ZIP-level search across Columbus County.
What do Columbus County home values and vacancy say about distressed supply?
The typical Columbus County home carries about $148,381 of value against a median household income near $49,953. Vacancy across Columbus County's tracked ZIPs runs 22.4% and the poverty rate is 18.6%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Columbus County's filings and its 25/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.