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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 29040 Foreclosure, Tax-Lien & Distress Report

Sumter County, South Carolina · Affordable market

ZIP code 29040 in Sumter County, South Carolina carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (84/100), climate & FEMA risk (61/100)). The split runs 54/100 structural to 6/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (62/100), structural risk (54/100), institutional ownership (49/100). By contrast, mortgage stress (19/100) register low.

The market reads expansion — home values rose 7.8% year on year, and 27% higher over three years (phase confidence 53/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 8.1%. About 8,906 people live here, median age 31. Households earn a median $64,623 — below the roughly $78,000 national figure. Around 35% of renters are cost-burdened. About 21% have a four-year degree. On demographic stress specifically, 29040 scores 29/100. There are about 3,902 housing units across 29040. Home values center near $162,100, an affordability ratio of 2.6× — accessible. 17.9% of residents fall below the poverty threshold. The tenure split is 72% owner-occupied to 28% rented.

Overall, 29040 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 29040 at the moment; the composite and its components are still built from verifiable public records.

The 29040 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 29040 stays directly comparable to neighboring ZIPs and the rest of Sumter County, South Carolina. Sparse data for 29040 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 25/100 figure for 29040 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 29040 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

25/100
Composite stress
54/100
Structural risk
6/100
Distress activity

ZIP 29040 distress signals, scored

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk61
9 further distress layers are graded for 29040

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 29040 distress snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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