ZIP 29631 Foreclosure, Tax-Lien & Distress Report

ZIP code 29631 in Pickens County, South Carolina carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), flood (NFIP) exposure (91/100), climate & FEMA risk (78/100). The latent-versus-live split is 80/100 structural and 8/100 already moving. Its heaviest discrete signals: structural risk (80/100), construction/permit lag (74/100), institutional ownership (73/100). On the quiet end sit mortgage stress (27/100).

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 12% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 49/100. Rent burden reaches 58% of tenant households. Roughly 37.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 61% of adults hold a bachelor's degree or higher. The tenure split is 42% owner-occupied to 58% rented. About 16,363 people live here, median age 24. Median household income is $50,217, below the U.S. median near $78,000. The typical home is worth about $400,400 (7.2× income, severely stretched). Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. There are about 7,315 housing units across 29631.

On the whole, 29631 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 29631 at the moment; the composite and its components are still built from verifiable public records.

Whether 29631 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 29631 can be compared directly against any other ZIP in Pickens County, South Carolina or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 29631 shows blanks, not estimates, wherever the record is sparse.

Behind 29631's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 29631 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.