ZIP 29640 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 29640 (Pickens County, South Carolina) at a moderate 36/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (98/100), flood (NFIP) exposure (91/100), climate & FEMA risk (78/100)). Structurally it carries 80/100, against 8/100 of stress already in motion. The most distinctive pressure shows up in structural risk (80/100), construction/permit lag (74/100), institutional ownership (73/100). By contrast, mortgage stress (27/100) register low.

The market reads peak — home values rose 3.2% year on year, and 17% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $217,900, an affordability ratio of 3.3× — accessible. The tenure split is 74% owner-occupied to 26% rented. At $60,596, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 31/100. 14.3% of residents fall below the poverty threshold. There are about 14,366 housing units across 29640. Around 40% of renters are cost-burdened. About 32,997 people live here, median age 40. Around 22% of adults hold a bachelor's degree or higher. The vacancy rate is 9.2%.

Net-net, 29640 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 29640 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 29640 runs hot or quiet, its 36/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 29640 can be compared directly against any other ZIP in Pickens County, South Carolina or nationwide. Nothing here is interpolated — where a source is thin for 29640, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 29640's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 29640 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.