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Where stress is building, how the cycle is turning, and what is live now.

ZIP 30445 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Georgia · High Vacancy market

Composite property distress in 30445 (Montgomery County, Georgia) lands at 16/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (FEMA disaster exposure (95/100), flood (NFIP) exposure (72/100)). Leading the profile are institutional ownership (67/100), structural risk (36/100), mortgage stress (27/100). On the quiet end sit structural risk (36/100) and mortgage stress (27/100). Structural exposure scores 36 and live distress 8 on the 0–100 scale.

The peak-phase market in 30445 posted values that rose 1.3% over the year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

3,360 residents call 30445 home, typically aged 34. Owners hold 67% of homes, renters 33%. The poverty rate is 28.1% — high, a tax-stress and distress correlate. Vacancy runs 23.2%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $76,100 (2.5× income, relatively affordable). Educational attainment sits at 15% bachelor's-or-above. The ZIP holds roughly 1,305 housing units. Households earn a median $36,415 — below the roughly $78,000 national figure. Rent burden reaches 56% of tenant households. The demographic-stress sub-score lands at 36/100.

Net-net, 30445 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 30445 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 30445 runs through one identical public-record model, so its 16/100 sits on the same scale as every other ZIP in Montgomery County, Georgia and the nation. The score is rebuilt from public data as it updates, so 30445 reflects the current record instead of a stale or modeled snapshot.

30445's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 30445 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

16/100
Composite stress
36/100
Structural risk
8/100
Distress activity

What is driving ZIP 30445’s distress

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk6
9 further distress layers are graded for 30445

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 30445 distress snapshot

30445 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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The complete 30445 distress and acquisition report

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