ZIP 31021 Foreclosure, Tax-Lien & Distress Report

In Laurens County, Georgia, ZIP 31021 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its heaviest discrete signals: institutional ownership (51/100), construction/permit lag (50/100), structural risk (47/100). By contrast, mortgage stress (21/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (95/100). Latent structural risk is 47/100 while live distress already moving reads 6/100.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 12% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $50,956, below the U.S. median near $78,000. There are about 12,736 housing units across 31021. DLRadar's demographic-stress index for the area reads 36/100. The tenure split is 58% owner-occupied to 42% rented. Rent burden reaches 40% of tenant households. About 21% have a four-year degree. The typical home is worth about $182,700 (3.5× income, relatively affordable). Vacancy runs 16.7%, above the national norm and a classic distress-and-opportunity signal. Roughly 27.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 27,388 residents call 31021 home, typically aged 39.

On the whole, 31021 leans distressed, with opportunity clustered in specific stressed parcels. While 31021 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 31021's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 31021 reflects the current record instead of a stale or modeled snapshot.

The 22/100 for 31021 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 31021 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.