ZIP 31320 Property Distress & Foreclosure Data

Composite property distress in 31320 (Liberty County, Georgia) lands at 36/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (81/100), construction/permit lag (75/100), institutional ownership (71/100). On the quiet end sit mortgage stress (28/100). The latent-versus-live split is 81/100 structural and 8/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (97/100), climate & FEMA risk (85/100), flood (NFIP) exposure (85/100)).

The neutral-phase market in 31320 posted values that rose 8.4% over the year, 4.1% off the recent peak, and 19% higher over three years (phase confidence 71/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $234,100 (3.1× income, relatively affordable). The demographic-stress sub-score lands at 30/100. At $68,958, median income runs near typical U.S. levels. Around 36% of renters are cost-burdened. The poverty rate is 13.1%. Around 20% of adults hold a bachelor's degree or higher. 80% of housing is owner-occupied. The ZIP holds roughly 4,698 housing units. Population is roughly 10,431 with a median age of 37. The vacancy rate is 15.1% — elevated.

On the whole, 31320 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.