ZIP 31323 Foreclosure, Tax-Lien & Distress Report

In Liberty County, Georgia, ZIP 31323 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (97/100), climate & FEMA risk (68/100), flood (NFIP) exposure (65/100)). Its standout signals are institutional ownership (67/100), structural risk (53/100). Structurally it carries 53/100, against 0/100 of stress already in motion.

The market reads peak — home values rose 1.2% year on year, 3.3% off the recent peak, at 51/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $46,088, median income runs below typical U.S. levels. Roughly 13.1% live below the poverty line. Educational attainment sits at 8% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 33/100. Rent burden reaches 59% of tenant households. The ZIP holds roughly 810 housing units. 76% of housing is owner-occupied. 1,461 residents call 31323 home, typically aged 47. The vacancy rate is 19.7% — elevated.

On the whole, 31323 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 31323 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 31323 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 31323 stays directly comparable to neighboring ZIPs and the rest of Liberty County, Georgia. Every figure is auditable to a public dataset and refreshed on ingest; 31323 shows blanks, not estimates, wherever the record is sparse.

The 25/100 for 31323 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 31323 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.