ZIP 31331 Foreclosure, Tax-Lien & Distress Report

ZIP code 31331 in Mcintosh County, Georgia carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), climate & FEMA risk (61/100). The latent-versus-live split is 60/100 structural and 8/100 already moving. What sets it apart are the readings on construction/permit lag (68/100), structural risk (60/100), institutional ownership (57/100). By contrast, mortgage stress (25/100) register low.

The market reads expansion — home values rose 8.0% year on year, and 32% higher over three years (phase confidence 51/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 3,856 housing units. Roughly 26.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 31331 scores 36/100. Around 48% of renters are cost-burdened. Households earn a median $60,669 — below the roughly $78,000 national figure. About 20% have a four-year degree. The vacancy rate is 37.7% — elevated. About 5,997 people live here, median age 53. A median home runs $187,900 here, or 3.3 times local income. The tenure split is 88% owner-occupied to 12% rented.

Net-net, 31331 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.