ZIP 31331 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 31331 (Mcintosh County, Georgia) at a moderate 43/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (97/100), climate & FEMA risk (61/100). The latent-versus-live split is 54/100 structural and 8/100 already moving. Its standout signals are institutional ownership (57/100), structural risk (54/100), insurance pressure (53/100). mortgage stress (25/100) stay muted.

Prices here sit in a contraction phase: values fell 4.4% over the trailing year, 8.6% off the recent peak, and 32% higher over three years (phase confidence 100/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

There are about 3,856 housing units across 31331. The poverty rate is 26.5% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 36/100. Rent burden reaches 48% of tenant households. Median household income is $60,669, below the U.S. median near $78,000. Educational attainment sits at 20% bachelor's-or-above. The vacancy rate is 37.7% — elevated. About 5,997 people live here, median age 53. Home values center near $187,900, an affordability ratio of 3.3× — accessible. 88% of housing is owner-occupied.

On the whole, 31331 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 31331 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 31331 read uses the identical public-record model applied coast to coast, which means its 43/100 score means exactly what it means anywhere else, and 31331 stays directly comparable to neighboring ZIPs and the rest of Mcintosh County, Georgia. The score is rebuilt from public data as it updates, so 31331 reflects the current record instead of a stale or modeled snapshot.

The 43/100 figure for 31331 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 31331 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.