ZIP 31305 Foreclosure, Tax-Lien & Distress Report

Mcintosh County, Georgia's ZIP 31305 registers 43/100 composite distress, which DLRadar reads as moderate. Structural risk reads 54/100 against active distress of 8/100. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), climate & FEMA risk (61/100). The sharpest non-environmental signals are institutional ownership (57/100), structural risk (54/100), insurance pressure (53/100). By contrast, mortgage stress (25/100) register low.

The market reads contraction — home values fell 4.4% year on year, 8.6% off the recent peak, and 17% higher over three years, at 100/100 phase confidence. A cooling market tends to open discount-to-value windows.

About 5,119 people live here, median age 51. There are about 2,856 housing units across 31305. At $36,339, median income runs below typical U.S. levels. The tenure split is 72% owner-occupied to 28% rented. Around 49% of renters are cost-burdened. Educational attainment sits at 17% bachelor's-or-above. The typical home is worth about $174,700 (4.0× income, relatively affordable). On demographic stress specifically, 31305 scores 36/100. Vacancy runs 15.1%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 18.0% — high, a tax-stress and distress correlate.

On the whole, 31305 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 31305 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 31305's 43/100 can be lined up against any neighbor in Mcintosh County, Georgia or any ZIP coast to coast. Where the public record is thin for 31305, the field stays empty rather than modeled, and fills in as new documents post.

Behind 31305's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 31305 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.