ZIP 31520 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 31520 (Glynn County, Georgia) lands at 53/100 — high on DLRadar's public-record scoring. Property-level stress concentrates in structural risk (73/100), institutional ownership (67/100), insurance pressure (60/100). By contrast, mortgage stress (27/100) register low. Structurally it carries 73/100, against 8/100 of stress already in motion. Climate and flood risk are elevated too — FEMA disaster exposure (95/100), climate & FEMA risk (82/100), flood (NFIP) exposure (73/100).

The contraction-phase market in 31520 posted values that fell 4.4% over the year, 8.6% off the recent peak, and 35% higher over three years, at 100/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Rent burden reaches 47% of tenant households. Roughly 30.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 10,583 housing units. About 16% have a four-year degree. At $37,652, median income runs below typical U.S. levels. The tenure split is 43% owner-occupied to 57% rented. Population is roughly 22,743 with a median age of 37. Home values center near $147,500, an affordability ratio of 3.6× — accessible. DLRadar's demographic-stress index for the area reads 40/100. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 31520 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 31520 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 31520 runs through one identical public-record model, so its 53/100 sits on the same scale as every other ZIP in Glynn County, Georgia and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 31520 shows blanks, not estimates, wherever the record is sparse.

The 53/100 figure for 31520 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 31520 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.