ZIP 31321 Foreclosure, Tax-Lien & Distress Report

ZIP 31321's composite property-distress score is 31/100 - DLRadar classes that as moderate for Bryan County, Georgia. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100), flood (NFIP) exposure (93/100), climate & FEMA risk (73/100). Its standout signals are institutional ownership (73/100), structural risk (69/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (27/100). Structural risk reads 69/100 against active distress of 8/100.

Prices here sit in a peak phase: values rose 1.8% over the trailing year, and 30% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

73% of housing is owner-occupied. Around 14% of adults hold a bachelor's degree or higher. A median home runs $165,500 here, or 2.1 times local income. Vacancy runs 9.1%. Population is roughly 7,761 with a median age of 37. There are about 3,130 housing units across 31321. The demographic-stress sub-score lands at 27/100. Around 37% of renters are cost-burdened. The poverty rate is 11.3%. Households earn a median $70,781 — near the roughly $78,000 national figure.

Net-net, 31321 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 31321 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 31321 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 31321 can be compared directly against any other ZIP in Bryan County, Georgia or nationwide. Nothing here is interpolated — where a source is thin for 31321, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 31321's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 31321 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.