ZIP 32804 Property Distress & Foreclosure Data

In Orange County, Florida, ZIP 32804 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are institutional ownership (73/100), structural risk (68/100), mortgage stress (28/100). By contrast, mortgage stress (28/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), FEMA disaster exposure (99/100), flood (NFIP) exposure (90/100). On the structural side it scores 68/100, with 8/100 of stress already active.

The market reads contraction — home values held roughly flat year on year, and 18% higher over three years (phase confidence 43/100). A cooling market tends to open discount-to-value windows.

Roughly 7.5% live below the poverty line. About 21,076 people live here, median age 39. On demographic stress specifically, 32804 scores 29/100. About 61% have a four-year degree. The vacancy rate is 9.7%. The tenure split is 65% owner-occupied to 35% rented. Households earn a median $113,466 — above the roughly $78,000 national figure. A median home runs $561,000 here, or 4.4 times local income. Around 37% of renters are cost-burdened. The ZIP holds roughly 10,427 housing units.

Net-net, 32804 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.