ZIP 32809 Foreclosure, Tax-Lien & Distress Report

In Orange County, Florida, ZIP 32809 scores 38 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 84 and live distress 8 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (99/100), FEMA disaster exposure (98/100), flood (NFIP) exposure (90/100). Its standout signals are structural risk (84/100), institutional ownership (73/100), construction/permit lag (67/100). On the quiet end sit mortgage stress (28/100).

The peak-phase market in 32809 posted values that held roughly flat over the year, and 17% higher over three years, at 14/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $323,800 (5.4× income). Vacancy runs 10.7%. The ZIP holds roughly 10,702 housing units. The tenure split is 53% owner-occupied to 47% rented. About 23% have a four-year degree. Rent burden reaches 51% of tenant households. On demographic stress specifically, 32809 scores 42/100. 16.7% of residents fall below the poverty threshold. Population is roughly 29,379 with a median age of 37. Median household income is $52,203, below the U.S. median near $78,000.

Net-net, 32809 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 32809 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 32809's 38/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 32809 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 32809 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 38/100 roll-up. The point of the 32809 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.