ZIP 32818 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 32818 (Orange County, Florida) at a moderate 39/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (99/100), FEMA disaster exposure (98/100), flood (NFIP) exposure (94/100)). Its standout signals are structural risk (86/100), institutional ownership (73/100), construction/permit lag (70/100). mortgage stress (28/100) stay muted. The latent-versus-live split is 86/100 structural and 8/100 already moving.

The market reads peak — home values held roughly flat year on year, and 11% higher over three years (phase confidence 14/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $304,600 here, or 4.6 times local income. The poverty rate is 17.6% — high, a tax-stress and distress correlate. Population is roughly 61,574 with a median age of 36. 58% of housing is owner-occupied. Around 20% of adults hold a bachelor's degree or higher. Vacancy runs 4.7%. The demographic-stress sub-score lands at 39/100. The ZIP holds roughly 18,412 housing units. At $60,182, median income runs below typical U.S. levels. Around 47% of renters are cost-burdened.

Net-net, 32818 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 32818 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 32818's 39/100 can be lined up against any neighbor in Orange County, Florida or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 32818 shows blanks, not estimates, wherever the record is sparse.

32818's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 32818 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.