ZIP 33109 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 33109 (Miami Dade County, Florida) at a moderate 38/100 for overall property distress. The split runs 85/100 structural to 8/100 active on the ground. Leading the profile are structural risk (85/100), institutional ownership (72/100), construction/permit lag (67/100). By contrast, mortgage stress (27/100) register low. Environmental exposure also runs high (climate & FEMA risk (100/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (95/100)).

The peak-phase market in 33109 posted values that rose 0.6% over the year (phase confidence 6/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $2,000,000 (8.0× income, severely stretched). Owners hold 94% of homes, renters 6%. The vacancy rate is 51.7% — elevated. The ZIP holds roughly 761 housing units. The demographic-stress sub-score lands at 33/100. Around 0% of renters are cost-burdened. 893 residents call 33109 home, typically aged 57. 0.0% of residents fall below the poverty threshold. Around 73% of adults hold a bachelor's degree or higher. At $250,001, median income runs above typical U.S. levels.

On the whole, 33109 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 33109 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 33109's 38/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 33109, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 33109's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 33109 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.