ZIP 33138 Foreclosure, Tax-Lien & Distress Report

Miami Dade County, Florida's ZIP 33138 registers 38/100 composite distress, which DLRadar reads as moderate. The split runs 84/100 structural to 8/100 active on the ground. The sharpest non-environmental signals are structural risk (84/100), institutional ownership (70/100), construction/permit lag (70/100). mortgage stress (27/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), FEMA disaster exposure (94/100), flood (NFIP) exposure (86/100).

Prices here sit in a peak phase: values rose 0.6% over the trailing year, and 25% higher over three years, at 6/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 50% of homes, renters 50%. Around 56% of renters are cost-burdened. About 28,871 people live here, median age 40. The poverty rate is 11.7%. Home values center near $784,700, an affordability ratio of 9.6× — stretched. At $71,518, median income runs near typical U.S. levels. There are about 14,384 housing units across 33138. DLRadar's demographic-stress index for the area reads 52/100. The vacancy rate is 12.3% — elevated. About 47% have a four-year degree.

Net-net, 33138 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. DLRadar currently tracks 9 individual distressed properties in 33138, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

Big metro or rural, 33138 runs through one identical public-record model, so its 38/100 sits on the same scale as every other ZIP in Miami Dade County, Florida and the nation. Nothing here is interpolated — where a source is thin for 33138, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 33138 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 38/100 roll-up. In workflow terms, 33138 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.