ZIP 34228 Foreclosure, Tax-Lien & Distress Report

ZIP code 34228 in Sarasota County, Florida carries a composite property-distress score of 50/100 — a high reading on DLRadar's deterministic distress index. The most distinctive pressure shows up in structural risk (80/100), institutional ownership (79/100), insurance pressure (47/100). mortgage stress (31/100) and price dislocation (25/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (99/100), FEMA disaster exposure (99/100), climate & FEMA risk (97/100). The latent-versus-live split is 80/100 structural and 9/100 already moving.

The market reads contraction — home values fell 1.5% year on year, 4.9% off the recent peak, and 33% higher over three years, at 21/100 phase confidence. A cooling market tends to open discount-to-value windows.

The ZIP holds roughly 9,935 housing units. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. Around 56% of renters are cost-burdened. The demographic-stress sub-score lands at 39/100. About 69% have a four-year degree. Vacancy runs 57.7%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $1,022,100 (6.7× income). Owners hold 94% of homes, renters 6%. At $143,365, median income runs above typical U.S. levels. About 7,512 people live here, median age 72.

Taken together, 34228 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 34228 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 34228 runs through one identical scoring model, so its 50/100 sits on the same scale as every other ZIP in Sarasota County, Florida and the nation. Every figure is auditable to a public dataset and refreshed as records update; 34228 shows blanks, not estimates, wherever the record is sparse.

34228's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 34228 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.