ZIP 34231 Property Distress & Foreclosure Data

DLRadar grades ZIP 34231 (Sarasota County, Florida) at a moderate 39/100 for overall property distress. Property-level stress concentrates in structural risk (86/100), institutional ownership (82/100), construction/permit lag (61/100). mortgage stress (33/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (98/100), flood (NFIP) exposure (97/100). The latent-versus-live split is 86/100 structural and 10/100 already moving.

Prices here sit in a contraction phase: values fell 1.7% over the trailing year, 2.8% off the recent peak, and 1% higher over three years (phase confidence 22/100). Falling values surface more motivated sellers and below-market exits.

Median household income is $69,721, near the U.S. median near $78,000. Around 57% of renters are cost-burdened. Educational attainment sits at 39% bachelor's-or-above. The ZIP holds roughly 19,153 housing units. 9.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 37/100. Home values center near $386,900, an affordability ratio of 5.2×. Owners hold 66% of homes, renters 34%. 32,203 residents call 34231 home, typically aged 55. The vacancy rate is 18.3% — elevated.

Taken together, 34231 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. DLRadar currently tracks 2 individual distressed properties in 34231, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.