ZIP 34242 Foreclosure, Tax-Lien & Distress Report

ZIP 34242's composite property-distress score is 53/100 - DLRadar classes that as high for Sarasota County, Florida. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), climate & FEMA risk (98/100), flood (NFIP) exposure (97/100). The split runs 88/100 structural to 10/100 active on the ground. What sets it apart are the readings on structural risk (88/100), institutional ownership (82/100), construction/permit lag (73/100). By contrast, mortgage stress (33/100) and price dislocation (25/100) register low.

Prices here sit in a contraction phase: values fell 1.5% over the trailing year, 5.4% off the recent peak, and 62% higher over three years (phase confidence 21/100). A cooling market tends to open discount-to-value windows.

Around 48% of renters are cost-burdened. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas. About 67% have a four-year degree. Vacancy runs 60.3%, above the national norm and a classic distress-and-opportunity signal. Median household income is $122,143, above the U.S. median near $78,000. The ZIP holds roughly 10,304 housing units. The demographic-stress sub-score lands at 43/100. Owners hold 90% of homes, renters 10%. The typical home is worth about $1,046,100 (8.2× income, severely stretched). Population is roughly 7,672 with a median age of 65.

On the whole, 34242 leans distressed, with opportunity clustered in specific stressed parcels. Inside the full report, DLRadar lists 2 distressed properties for 34242 — owner, address, APN, per-parcel score, bank exposure and exit read.

Big metro or rural, 34242 runs through one identical public-record model, so its 53/100 sits on the same scale as every other ZIP in Sarasota County, Florida and the nation. Nothing here is interpolated — where a source is thin for 34242, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 34242 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 53/100 roll-up. The point of the 34242 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.