ZIP 34238 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 34238 (Sarasota County, Florida) at a high 53/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), FEMA disaster exposure (99/100), climate & FEMA risk (98/100). What sets it apart are the readings on structural risk (88/100), institutional ownership (83/100), construction/permit lag (68/100). By contrast, mortgage stress (33/100) and price dislocation (25/100) register low. On the structural side it scores 88/100, with 10/100 of stress already active.

Prices here sit in a contraction phase: values fell 1.5% over the trailing year, 4.9% off the recent peak, and 50% higher over three years, at 21/100 phase confidence. A cooling market tends to open discount-to-value windows.

The tenure split is 76% owner-occupied to 24% rented. Households earn a median $94,583 — above the roughly $78,000 national figure. A median home runs $574,600 here, or 5.6 times local income. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 18.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 43% of tenant households. The ZIP holds roughly 14,705 housing units. Around 55% of adults hold a bachelor's degree or higher. About 22,808 people live here, median age 64. On demographic stress specifically, 34238 scores 33/100.

Taken together, 34238 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 34238 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 34238 runs through one identical scoring model, so its 53/100 sits on the same scale as every other ZIP in Sarasota County, Florida and the nation. Every figure is auditable to a public dataset and refreshed as records update; 34238 shows blanks, not estimates, wherever the record is sparse.

34238's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 34238 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.