ZIP 34286 Property Distress & Foreclosure Data

DLRadar grades ZIP 34286 (Sarasota County, Florida) at a moderate 39/100 for overall property distress. Property-level stress concentrates in structural risk (86/100), institutional ownership (82/100), construction/permit lag (61/100). By contrast, mortgage stress (33/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (98/100), flood (NFIP) exposure (97/100). The latent-versus-live split is 86/100 structural and 10/100 already moving.

The market reads contraction — home values fell 1.7% year on year, 2.8% off the recent peak, and 9% lower over three years (phase confidence 22/100). A cooling market tends to open discount-to-value windows.

Households earn a median $74,712 — near the roughly $78,000 national figure. Around 35% of renters are cost-burdened. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 6.0%. About 22,347 people live here, median age 45. On demographic stress specifically, 34286 scores 30/100. About 27% have a four-year degree. The ZIP holds roughly 9,240 housing units. The tenure split is 83% owner-occupied to 17% rented. A median home runs $361,100 here, or 4.3 times local income.

Net-net, 34286 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.