ZIP 34286 Foreclosure, Tax-Lien & Distress Report

ZIP code 34286 in Sarasota County, Florida carries a composite property-distress score of 53/100 — a high reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in structural risk (88/100), institutional ownership (82/100), construction/permit lag (73/100). On the quiet end sit mortgage stress (33/100) and price dislocation (25/100). Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (98/100), flood (NFIP) exposure (97/100)). Structural exposure scores 88 and live distress 10 on the 0–100 scale.

Prices here sit in a contraction phase: values fell 1.5% over the trailing year, 5.4% off the recent peak, and 9% lower over three years (phase confidence 21/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Median household income is $74,712, near the U.S. median near $78,000. Around 35% of renters are cost-burdened. The poverty rate is 6.2% — low. The vacancy rate is 6.0%. Population is roughly 22,347 with a median age of 45. DLRadar's demographic-stress index for the area reads 30/100. Around 27% of adults hold a bachelor's degree or higher. The ZIP holds roughly 9,240 housing units. 83% of housing is owner-occupied. Home values center near $361,100, an affordability ratio of 4.3×.

Net-net, 34286 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 34286 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 34286 runs hot or quiet, its 53/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 34286 can be compared directly against any other ZIP in Sarasota County, Florida or nationwide. Sparse data for 34286 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 34286 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 53/100 roll-up. Practically, 34286 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.