ZIP 36005 Foreclosure, Tax-Lien & Distress Report

Pike County, Alabama's ZIP 36005 registers 12/100 composite distress, which DLRadar reads as minimal. Structural risk reads 25/100 against active distress of 6/100. Climate and flood risk are elevated too — FEMA disaster exposure (74/100). The pressure is most legible in institutional ownership (40/100), structural risk (25/100), mortgage stress (20/100). On the quiet end sit structural risk (25/100) and mortgage stress (20/100).

The neutral-phase market in 36005 posted values that rose 4.0% over the year (phase confidence 21/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $107,300 (2.2× income, relatively affordable). On demographic stress specifically, 36005 scores 26/100. Vacancy runs 28.5%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 83% owner-occupied to 17% rented. Educational attainment sits at 11% bachelor's-or-above. Median household income is $46,042, below the U.S. median near $78,000. About 1,486 people live here, median age 43. The poverty rate is 13.0%. The ZIP holds roughly 815 housing units. Around 19% of renters are cost-burdened.

On the whole, 36005 leans distressed, with opportunity clustered in specific stressed parcels. 36005 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 36005 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 36005, the field stays empty rather than modeled, and fills in as new documents post.

The 12/100 for 36005 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 36005 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.