ZIP 36048 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 36048 (Barbour County, Alabama) returns a low composite of 23/100. It additionally carries heavy environmental risk: FEMA disaster exposure (87/100). On the structural side it scores 49/100, with 7/100 of stress already active. Leading the profile are construction/permit lag (74/100), institutional ownership (50/100), structural risk (49/100). On the quiet end sit mortgage stress (23/100).

The peak-phase market in 36048 posted values that rose 3.2% over the year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Educational attainment sits at 9% bachelor's-or-above. Rent burden reaches 41% of tenant households. At $27,137, median income runs below typical U.S. levels. The typical home is worth about $78,900 (3.8× income, relatively affordable). Owners hold 74% of homes, renters 27%. 1,248 residents call 36048 home, typically aged 50. 22.1% of residents fall below the poverty threshold. The vacancy rate is 24.8% — elevated. On demographic stress specifically, 36048 scores 36/100. There are about 821 housing units across 36048.

Taken together, 36048 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 36048 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 36048 reflects the current record instead of a stale or modeled snapshot.

Each component behind 36048 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. For a buyer, 36048 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.