ZIP 37321 Property Distress & Foreclosure Data

ZIP code 37321 in Rhea County, Tennessee carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (75/100), structural risk (43/100), institutional ownership (26/100). institutional ownership (26/100) and mortgage stress (12/100) stay muted. Structural risk reads 43/100 against active distress of 4/100.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 26% higher over three years, at 28/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 11.1%. At $59,182, median income runs below typical U.S. levels. 70% of housing is owner-occupied. The poverty rate is 14.3%. The typical home is worth about $192,700 (2.8× income, relatively affordable). There are about 9,274 housing units across 37321. 20,670 residents call 37321 home, typically aged 39. Around 18% of adults hold a bachelor's degree or higher. Rent burden reaches 23% of tenant households. The demographic-stress sub-score lands at 28/100.

Overall, 37321 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.