ZIP 37321 Foreclosure, Tax-Lien & Distress Report
Rhea County, Tennessee · Affordable market
Rhea County, Tennessee's ZIP 37321 registers 15/100 composite distress, which DLRadar reads as low. Its standout signals are construction/permit lag (39/100), structural risk (33/100), institutional ownership (23/100). On the quiet end sit institutional ownership (23/100) and mortgage stress (12/100). Latent structural risk is 33/100 while live distress already moving reads 4/100.
The market reads peak — home values rose 2.8% year on year, and 26% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Vacancy runs 11.1%. Households earn a median $59,182 — below the roughly $78,000 national figure. 70% of housing is owner-occupied. Roughly 14.3% live below the poverty line. Home values center near $192,700, an affordability ratio of 2.8× — accessible. The ZIP holds roughly 9,274 housing units. Population is roughly 20,670 with a median age of 39. About 18% have a four-year degree. Around 23% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100.
Net-net, 37321 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 37321's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 37321 shows as blanks, never estimates, and the score updates on every fresh public filing.
37321's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 37321 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 37321 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 37321 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 37321, the same set carried on every parcel.
Other Rhea County ZIP codes
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Keep going: ZIP, county and state distress coverage for Rhea County, Tennessee.
Get the full acquisition report for 37321
See who owns each distressed property in 37321, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology