ZIP 37381 Foreclosure, Tax-Lien & Distress Report
Rhea County, Tennessee · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 37381 in Rhea County, Tennessee comes in at 15, a low composite-distress reading. The sharpest non-environmental signals are construction/permit lag (39/100), structural risk (31/100), institutional ownership (23/100). On the quiet end sit institutional ownership (23/100) and mortgage stress (12/100). Structural risk reads 31/100 against active distress of 4/100.
The market reads peak — home values rose 2.8% year on year, and 25% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 10,170 people live here, median age 48. The typical home is worth about $230,100 (3.6× income, relatively affordable). The ZIP holds roughly 5,052 housing units. DLRadar's demographic-stress index for the area reads 37/100. The vacancy rate is 19.6% — elevated. Around 14% of adults hold a bachelor's degree or higher. The poverty rate is 20.6% — high, a tax-stress and distress correlate. Median household income is $57,553, below the U.S. median near $78,000. The tenure split is 79% owner-occupied to 21% rented. Around 57% of renters are cost-burdened.
Net-net, 37381 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 37381 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 37381, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
37381's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 37381 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 37381’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 37381 by the numbers
The live 37381 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Rhea County ZIP codes
Keep exploring Tennessee distress
Further distress data across Rhea County, Tennessee at ZIP, county and state level.
The complete 37381 distress and acquisition report
Get every distressed property in 37381 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
Built from public records, scored the same way everywhere · methodology