ZIP 37332 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 37332 (Rhea County, Tennessee) at a low 16/100 for overall property distress. The sharpest non-environmental signals are construction/permit lag (46/100), structural risk (34/100), institutional ownership (22/100). By contrast, institutional ownership (22/100) and mortgage stress (12/100) register low. Structurally it carries 34/100, against 4/100 of stress already in motion.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 52% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 92% of homes, renters 8%. Median household income is $46,341, below the U.S. median near $78,000. Home values center near $188,000, an affordability ratio of 4.1×. Roughly 12.1% live below the poverty line. Population is roughly 2,123 with a median age of 38. The vacancy rate is 14.8% — elevated. Rent burden reaches 28% of tenant households. There are about 841 housing units across 37332. DLRadar's demographic-stress index for the area reads 30/100. Educational attainment sits at 17% bachelor's-or-above.

On the whole, 37332 leans distressed, with opportunity clustered in specific stressed parcels. While 37332 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 37332 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 37332 shows as blanks, never estimates, and the score updates on every fresh public filing.

37332's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 37332 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.