ZIP 37866 Foreclosure, Tax-Lien & Distress Report

Union County, Tennessee's ZIP 37866 registers 17/100 composite distress, which DLRadar reads as low. Structurally it carries 40/100, against 5/100 of stress already in motion. Leading the profile are construction/permit lag (60/100), structural risk (40/100), institutional ownership (37/100). On the quiet end sit institutional ownership (37/100) and mortgage stress (18/100). Environmental exposure also runs high (flood (NFIP) exposure (66/100)).

Prices here sit in a neutral phase: values rose 3.8% over the trailing year, and 25% higher over three years (phase confidence 22/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 92% of homes, renters 8%. The demographic-stress sub-score lands at 24/100. There are about 1,404 housing units across 37866. Median household income is $85,978, near the U.S. median near $78,000. Vacancy runs 30.9%, above the national norm and a classic distress-and-opportunity signal. Roughly 7.9% live below the poverty line. 2,219 residents call 37866 home, typically aged 46. Around 0% of renters are cost-burdened. A median home runs $279,000 here, or 3.2 times local income. About 17% have a four-year degree.

Taken together, 37866 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 37866 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 37866 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 37866 can be compared directly against any other ZIP in Union County, Tennessee or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 37866 shows blanks, not estimates, wherever the record is sparse.

The 17/100 figure for 37866 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 37866 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.