ZIP 37866 Property Distress & Foreclosure Data

Union County, Tennessee's ZIP 37866 registers 18/100 composite distress, which DLRadar reads as low. Structural exposure scores 42 and live distress 5 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (42/100), institutional ownership (41/100). On the quiet end sit mortgage stress (18/100). Environmental exposure also runs high (flood (NFIP) exposure (66/100)).

The peak-phase market in 37866 posted values that rose 2.4% over the year, and 25% higher over three years, at 39/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 92% owner-occupied to 8% rented. On demographic stress specifically, 37866 scores 24/100. There are about 1,404 housing units across 37866. Households earn a median $85,978 — near the roughly $78,000 national figure. Vacancy runs 30.9%, above the national norm and a classic distress-and-opportunity signal. Roughly 7.9% live below the poverty line. Population is roughly 2,219 with a median age of 46. Rent burden reaches 0% of tenant households. A median home runs $279,000 here, or 3.2 times local income. About 17% have a four-year degree.

On the whole, 37866 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.