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ZIP 39044 Foreclosure, Tax-Lien & Distress Report

Simpson County, Mississippi · High Vacancy market

DLRadar grades ZIP 39044 (Simpson County, Mississippi) at a low 15/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (73/100), climate & FEMA risk (63/100). Its standout signals are structural risk (33/100), institutional ownership (17/100), mortgage stress (8/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. The latent-versus-live split is 33/100 structural and 2/100 already moving.

The market reads peak — home values rose 1.9% year on year, 2.2% off the recent peak, and 19% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 2,748 with a median age of 40. The typical home is worth about $163,500 (2.0× income, relatively affordable). 90% of housing is owner-occupied. Vacancy runs 15.2%, above the national norm and a classic distress-and-opportunity signal. At $71,250, median income runs near typical U.S. levels. Rent burden reaches 34% of tenant households. About 15% have a four-year degree. The ZIP holds roughly 1,404 housing units. On demographic stress specifically, 39044 scores 25/100. The poverty rate is 11.5%.

Net-net, 39044 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 39044 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 39044's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 39044 shows blanks, not estimates, wherever the record is sparse.

39044's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 39044 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

15/100
Composite stress
33/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 39044

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk63
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

39044 at a glance

The live 39044 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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