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ZIP 39078 Foreclosure, Tax-Lien & Distress Report

Copiah County, Mississippi · High Vacancy market

Composite property distress in 39078 (Copiah County, Mississippi) lands at 15/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 33/100 structural and 0/100 already moving. The sharpest non-environmental signals are construction/permit lag (65/100), structural risk (33/100), institutional ownership (3/100). By contrast, structural risk (33/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 1.9% year on year, 2.2% off the recent peak, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $60,526, below the U.S. median near $78,000. On demographic stress specifically, 39078 scores 36/100. Rent burden reaches 38% of tenant households. Around 3% of adults hold a bachelor's degree or higher. Roughly 24.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 69% of housing is owner-occupied. The ZIP holds roughly 366 housing units. About 1,050 people live here, median age 42. The vacancy rate is 26.9% — elevated. The typical home is worth about $216,500 (3.0× income, relatively affordable).

On the whole, 39078 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 39078 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 39078 can be compared directly against any other ZIP in Copiah County, Mississippi or nationwide. Nothing here is interpolated — where a source is thin for 39078, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

39078's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 39078 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

15/100
Composite stress
33/100
Structural risk
0/100
Distress activity

Signal-by-signal read on 39078

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk55
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 39078 by the numbers

The live 39078 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Open the complete 39078 acquisition file

Every distressed parcel in 39078 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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