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ZIP 39854 Foreclosure, Tax-Lien & Distress Report

Quitman County, Georgia · High Vacancy market

ZIP code 39854 in Quitman County, Georgia carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — FEMA disaster exposure (88/100). Latent structural risk is 20/100 while live distress already moving reads 6/100. The pressure is most legible in institutional ownership (47/100), mortgage stress (22/100), structural risk (20/100). By contrast, mortgage stress (22/100) and structural risk (20/100) register low.

Prices here sit in a peak phase: values rose 1.3% over the trailing year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 83% of homes, renters 17%. DLRadar's demographic-stress index for the area reads 30/100. 2,295 residents call 39854 home, typically aged 60. Around 22% of renters are cost-burdened. At $40,972, median income runs below typical U.S. levels. Home values center near $102,700, an affordability ratio of 2.5× — accessible. Around 8% of adults hold a bachelor's degree or higher. The vacancy rate is 46.2% — elevated. Roughly 18.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 1,930 housing units across 39854.

Taken together, 39854 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 39854 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 39854's 10/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 39854, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

39854's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 39854 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

10/100
Composite stress
20/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 39854

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk6
39854 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 39854 Stress Report snapshot

39854 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Other Quitman County ZIP codes

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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

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Deterministic. Every signal traces to a public dataset · methodology

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