ZIP 44445 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 44445 (Columbiana County, Ohio) at a minimal 13/100 for overall property distress. Leading the profile are structural risk (27/100), construction/permit lag (22/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Climate and flood risk are elevated too — climate & FEMA risk (68/100). On the structural side it scores 27/100, with 1/100 of stress already active.

The peak-phase market in 44445 posted values that rose 3.9% over the year, and 17% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 83% of homes, renters 17%. Population is roughly 3,067 with a median age of 39. The vacancy rate is 5.0%. The demographic-stress sub-score lands at 24/100. Households earn a median $90,352 — above the roughly $78,000 national figure. About 16% have a four-year degree. 12.0% of residents fall below the poverty threshold. Home values center near $226,400, an affordability ratio of 2.1× — accessible. Around 22% of renters are cost-burdened. There are about 1,154 housing units across 44445.

Broadly, 44445 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 44445 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 44445 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 44445 stays directly comparable to neighboring ZIPs and the rest of Columbiana County, Ohio. Sparse data for 44445 shows as blanks, never estimates, and the score updates on every fresh public filing.

44445's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 44445 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.