ZIP 44431 Property Distress & Foreclosure Data

ZIP code 44431 in Columbiana County, Ohio carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (68/100). What sets it apart are the readings on construction/permit lag (30/100), structural risk (28/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural risk reads 28/100 against active distress of 1/100.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, and 15% higher over three years, at 36/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $184,200 (2.5× income, relatively affordable). The demographic-stress sub-score lands at 24/100. 85% of housing is owner-occupied. Rent burden reaches 21% of tenant households. There are about 2,034 housing units across 44431. Around 17% of adults hold a bachelor's degree or higher. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 8.6%. 4,607 residents call 44431 home, typically aged 44. At $64,872, median income runs below typical U.S. levels.

Overall, 44431 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.