ZIP 44431 Foreclosure, Tax-Lien & Distress Report

ZIP 44431's composite property-distress score is 13/100 - DLRadar classes that as minimal for Columbiana County, Ohio. Environmental exposure also runs high (climate & FEMA risk (68/100)). The sharpest non-environmental signals are structural risk (27/100), construction/permit lag (22/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. The split runs 27/100 structural to 1/100 active on the ground.

The market reads peak — home values rose 3.9% year on year, and 15% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $184,200 here, or 2.5 times local income. On demographic stress specifically, 44431 scores 24/100. The tenure split is 85% owner-occupied to 15% rented. Around 21% of renters are cost-burdened. The ZIP holds roughly 2,034 housing units. About 17% have a four-year degree. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. 8.6% of residents fall below the poverty threshold. About 4,607 people live here, median age 44. Median household income is $64,872, below the U.S. median near $78,000.

On balance 44431 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 44431 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 44431 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 44431 can be compared directly against any other ZIP in Columbiana County, Ohio or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 44431 shows blanks, not estimates, wherever the record is sparse.

The 13/100 figure for 44431 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 44431 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.