ZIP 44432 Property Distress & Foreclosure Data

In Columbiana County, Ohio, ZIP 44432 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). The latent-versus-live split is 28/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (30/100), structural risk (28/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.1% year on year, and 38% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $63,173, below the U.S. median near $78,000. Home values center near $149,900, an affordability ratio of 2.3× — accessible. Owners hold 72% of homes, renters 28%. Around 36% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 29/100. Educational attainment sits at 13% bachelor's-or-above. The ZIP holds roughly 4,806 housing units. About 12,029 people live here, median age 45. 16.4% of residents fall below the poverty threshold. The vacancy rate is 12.2% — elevated.

Net-net, 44432 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.