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ZIP 44432 Foreclosure, Tax-Lien & Distress Report

Columbiana County, Ohio · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 44432 in Columbiana County, Ohio comes in at 13, a minimal composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). Structural risk reads 27/100 against active distress of 1/100. Property-level stress concentrates in structural risk (27/100), construction/permit lag (22/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The peak-phase market in 44432 posted values that rose 3.9% over the year, and 38% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $63,173, median income runs below typical U.S. levels. The typical home is worth about $149,900 (2.3× income, relatively affordable). The tenure split is 72% owner-occupied to 28% rented. Around 36% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 29/100. Around 13% of adults hold a bachelor's degree or higher. The ZIP holds roughly 4,806 housing units. 12,029 residents call 44432 home, typically aged 45. Roughly 16.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 12.2% — elevated.

On the whole, 44432 leans distressed, with opportunity clustered in specific stressed parcels. While 44432 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 44432's 13/100 can be lined up against any neighbor in Columbiana County, Ohio or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 44432 shows blanks, not estimates, wherever the record is sparse.

The 13/100 figure for 44432 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 44432 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

13/100
Composite stress
27/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 44432

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk68
44432 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

44432 at a glance

44432 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Every distressed parcel in 44432 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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