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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 44818 Foreclosure, Tax-Lien & Distress Report

Seneca County, Ohio · Affordable market

Scored purely from public records, 44818 (Seneca County, Ohio) returns a minimal composite of 8/100. Structural exposure scores 16 and live distress 1 on the 0–100 scale. Its heaviest discrete signals: structural risk (16/100), institutional ownership (4/100), mortgage stress (3/100). institutional ownership (4/100) and mortgage stress (3/100) stay muted.

The market reads peak — home values rose 3.9% year on year, and 27% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 4.3%. The ZIP holds roughly 843 housing units. The typical home is worth about $141,300 (2.2× income, relatively affordable). DLRadar's demographic-stress index for the area reads 24/100. Roughly 9.7% live below the poverty line. About 14% have a four-year degree. At $64,792, median income runs below typical U.S. levels. 82% of housing is owner-occupied. Rent burden reaches 30% of tenant households. 2,048 residents call 44818 home, typically aged 43.

Overall, 44818 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 44818's 8/100 can be lined up against any neighbor in Seneca County, Ohio or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 44818 shows blanks, not estimates, wherever the record is sparse.

The 8/100 for 44818 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 44818 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

8/100
Composite stress
16/100
Structural risk
1/100
Distress activity

What is driving ZIP 44818’s distress

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk45
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 44818 Stress Report snapshot

44818 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Each signal above is traceable to an open dataset · methodology

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