ZIP 47970 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 47970 (Warren County, Indiana) returns a minimal composite of 14/100. On the structural side it scores 32/100, with 2/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (84/100), structural risk (32/100), institutional ownership (21/100). By contrast, institutional ownership (21/100) and mortgage stress (8/100) register low.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 33% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $185,300 here, or 2.3 times local income. The poverty rate is 13.8%. The vacancy rate is 3.6%. The demographic-stress sub-score lands at 24/100. The ZIP holds roughly 1,092 housing units. About 26% have a four-year degree. Median household income is $72,468, near the U.S. median near $78,000. Owners hold 77% of homes, renters 23%. Rent burden reaches 22% of tenant households. Population is roughly 2,634 with a median age of 38.

On balance 47970 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 47970 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 47970 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 47970 can be compared directly against any other ZIP in Warren County, Indiana or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 47970 shows blanks, not estimates, wherever the record is sparse.

The 14/100 figure for 47970 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 47970 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.