ZIP 48138 Foreclosure, Tax-Lien & Distress Report
Wayne County, Michigan · Distress market
DLRadar grades ZIP 48138 (Wayne County, Michigan) at a moderate 34/100 for overall property distress. Structural risk reads 77/100 against active distress of 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (85/100), FEMA disaster exposure (60/100). Leading the profile are structural risk (77/100), construction/permit lag (73/100), institutional ownership (51/100). On the quiet end sit mortgage stress (20/100).
The market reads peak — home values rose 4.2% year on year, and 14% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 4,441 housing units. Vacancy runs 6.7%. 10,603 residents call 48138 home, typically aged 51. Around 48% of adults hold a bachelor's degree or higher. Owners hold 91% of homes, renters 9%. Rent burden reaches 26% of tenant households. DLRadar's demographic-stress index for the area reads 20/100. The poverty rate is 4.2% — low. A median home runs $355,900 here, or 2.8 times local income. Households earn a median $124,934 — above the roughly $78,000 national figure.
On balance 48138 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 48138 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 48138, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 48138 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. For a buyer, 48138 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 48138’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
48138 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Nearest ZIP codes to 48138
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Michigan distress
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Unlock the full ZIP 48138 acquisition report
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Built from public records, scored the same way everywhere · methodology