ZIP 50103 Foreclosure, Tax-Lien & Distress Report

ZIP 50103's composite property-distress score is 9/100 - DLRadar classes that as minimal for Decatur County, Iowa. Structural risk reads 21/100 against active distress of 1/100. The pressure is most legible in construction/permit lag (50/100), structural risk (21/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

The peak-phase market in 50103 posted values that rose 2.5% over the year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 214 housing units. Rent burden reaches 44% of tenant households. The poverty rate is 16.6% — high, a tax-stress and distress correlate. About 19% have a four-year degree. 89% of housing is owner-occupied. About 398 people live here, median age 41. A median home runs $94,100 here, or 1.4 times local income. DLRadar's demographic-stress index for the area reads 25/100. Median household income is $62,500, below the U.S. median near $78,000. Vacancy runs 9.1%.

Net-net, 50103 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 50103 read uses the identical public-record model applied coast to coast, which means its 9/100 score means exactly what it means anywhere else, and 50103 stays directly comparable to neighboring ZIPs and the rest of Decatur County, Iowa. Nothing here is interpolated — where a source is thin for 50103, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 9/100 figure for 50103 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 50103 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.