ZIP 50103 Property Distress & Foreclosure Data

DLRadar grades ZIP 50103 (Decatur County, Iowa) at a minimal 4/100 for overall property distress. On the structural side it scores 8/100, with 1/100 of stress already active. Property-level stress concentrates in structural risk (8/100), mortgage stress (4/100), institutional ownership (3/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.4% year on year (phase confidence 28/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 214 housing units. Around 44% of renters are cost-burdened. The poverty rate is 16.6% — high, a tax-stress and distress correlate. Around 19% of adults hold a bachelor's degree or higher. 89% of housing is owner-occupied. About 398 people live here, median age 41. The typical home is worth about $94,100 (1.4× income, relatively affordable). The demographic-stress sub-score lands at 25/100. At $62,500, median income runs below typical U.S. levels. The vacancy rate is 9.1%.

Net-net, 50103 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.