ZIP 50140 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 50140 (Decatur County, Iowa) lands at 11/100 — minimal on DLRadar's public-record scoring. Leading the profile are construction/permit lag (69/100), structural risk (25/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (4/100) stay muted. On the structural side it scores 25/100, with 2/100 of stress already active.

The market reads peak — home values rose 2.5% year on year, and 22% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 15.3%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 50140 scores 25/100. The typical home is worth about $121,900 (2.2× income, relatively affordable). Around 48% of adults hold a bachelor's degree or higher. Population is roughly 2,817 with a median age of 31. Rent burden reaches 22% of tenant households. Owners hold 60% of homes, renters 40%. The ZIP holds roughly 1,112 housing units. Roughly 21.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $54,000 — below the roughly $78,000 national figure.

Taken together, 50140 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 50140 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 50140 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50140 can be compared directly against any other ZIP in Decatur County, Iowa or nationwide. Where the public record is thin for 50140, the field stays empty rather than modeled, and fills in as new documents post.

50140's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 50140 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.